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Wednesday 25 September 2013

Diamonds as an Investment: Tips & Basics

Glittering atop fine jewellery and sparkling on our hands, we often think of diamonds as valuable yet merely beautiful creations that are a blend of nature's creations and man's crafting. However, diamonds are also becoming pretty popular tools for investment purposes as well. It is not the jewellery, the precious metal used, the brand or the store name, but quite simply the stones that offer a viable investment tool. They are even purchased to pass down as heirloom assets that go down one generation to the the next. If you are looking to purchase a diamond as an investment, loose diamonds from New York or other diamond capitals of the world will give you much more value for money than purchasing from a retailing jewellery store.

Loose diamonds are also a better way to save money on diamond jewellery itself, since it often costs less to purchase a loose stone separately and then have it fitted and designed into a piece of jewellery, experts say. This can effectively cut out the margin retailers put on the stones since you will be able to shop for the diamond yourself and compare prices from various sources.
Let us take a look at a few basics when it comes to purchasing loose diamonds -

Educate yourself about the 4 Cs –There is no point buying premium loose diamonds in New York or elsewhere if you do not know what exactly you are purchasing and why the stone is priced the way it is. A buyer be it for investment purposes or for jewellery, must know what the basic four C's of diamond shopping are and how they affect the quality and valuation of the diamond. The carat weight, cut, colour and clarity all play a huge role in what your diamond will look like and will be worth. Carat is the weight of the stone and often a good indicator of the size as well. The colour of the diamond will range from entirely colourless to those with less than perfect colourlessness; and off course you will also find a variety of naturally coloured diamonds like blue, pink, yellow etc. 
Clarity is the absence or presence of natural inclusions and flaws within the diamond, with a flawless one being the most desired. And the cut is how the diamond is faceted and also can indicate shape like a brilliant round cut, emerald cut, princess cut and more. Educate yourself well. Strangely enough medium quality diamonds are said to be easier to sell rather than the absolutely premium ones, since those will have a very limited buyer base. 

Purchase single stones – Sometimes people purchase a diamond jewellery set thinking they can sell it at a future date when the prices go up. However, rather than buying sets, from an investment point of view it may be a better idea to buy single stones, as these are easier to sell and price. 

Check for authenticity – Whether you are buying from a store or an online retailer always checks for authenticity. Ensure that you procure a certificate and a stamp of authenticity from a known standardising body. Opt for reputed sellers who know the business, whether online or not.

Friday 6 September 2013

Latest Diamond Jewelery Styles for a Touch of Whimsy

Diamonds have always been associated with jewelery that is extremely elegant and very chic and 'proper'. And while they are definitely all those things and more, we find more and more designs that are gorgeously whimsical and bohemian. Diamonds aren't just used for adding a subtle twinkle or for making an opulent formal accessory anymore, but also used in some quirky and eye catching designs that are often a mix of historical or ethnic influences and contemporary style indicators.
The latest jewelery seen on red carpets and the streets show that diamonds in New York and other fashion capitals of the world are making a bold and fun comeback in a myriad of unconventional ways. 

A few of the most eye-catching and fun diamond jewelery styles seen now days -

Glittering head pieces – Head pieces are seen in many ancient cultures around the world and some even continue to wear them today. Gorgeous jewelery to wear on your crown or even your hair are becoming a staple in the fashion world as well today. From chains that are placed across the forehead and and behind the ears (a nod to the hippie era) to those that are placed over your head and drape across the top and sides are making a foray again on the style scene. You will find those made with beads, metals and coins but also gorgeous high end head gear made with glimmering diamonds. A perfect boho luxe look! If those are a bit too out of the box for you, you can also place stunning diamond brooches (especially vintage or antique look pieces) in up-dos like a messy bun or chignon.

Draped diamond dazzlers – Diamond necklaces are definitely a gorgeous investment and even the most simplest ones can add a lot to an outfit. But the draped designs seen now days are the veritable show-stoppers! They are ultra long and draped in a variety of super stunning ways. Recently red carpet sightings have shown a lot of glimmering necklaces being worn long and draped on the back, sometimes with a beautiful tassel on the end (perfect for backless dresses). You also find the fashionistas draped long diamond and other gem stone laden chains off to the side over one shoulder (ideal for strapless tops and dresses), which looks very sensual and yet very bohemian. Try different drapes to find one that works best with your outfit and overall style!

Whimsical waistbands – Waistbands are part of many cultures as well; seen very commonly in India, especially in silver. They can be pretty eye-catching too, so definitely not for those who don't want some attention! Waist bands and chains for your tummy or hips, can be taken to more luxurious heights when adorned with precious diamonds. Not only are they fab to incorporate a touch of the exotic ,but to also highlight a nicely shaped waist or make a simple outfit pop. Add over a plain close fitting dress or even with a pair of jeans and a simple tee shirt!

Diamond jewelry is getting great new makeovers is time to experiment!

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